A compatible and loving relationship must be about matters of the heart. Marriage is a thrilling step in every individual’s lives. Joy and responsibility come together with this major decision called ‘Marriage’. Like most of the couples, we also think that we are the perfect match for each other. Our marriage fastens a perfect relationship. But at times, things may take a turn and there comes a leeway that marriage is dead and divorce is about to happen. Stress over money is a very common factor that leads to unhappiness or conflicts amongst couples. Disagreement about finances often leads to a fissure in the marriage. All this can be evaded if couples talk clearly about money matters before the wedding. The earlier it is done, the better it is! Therefore, it is mandatory that every couple must clear the below mentioned money queries with the spouse before exchanging vows:
How much liability do you actually have? :
In the present day, it is more important to ask your partner about his liability rather than how much does he make. ‘Debt’ is a huge burden and it has a massive impact on the financial objectives that you have. You must find this out before your vows are exchanged and predominantly if it is consumer debt.
Do you love saving or spending? :
This question is ignored most of the time and it can lead to the major difference between the couple. You must ask the question this way ‘Are spender or saver?’ Perhaps, you may find out this from your spouse’s dealings, but it does not harm to inquire them as what they actually think.
What are your financial goals? :
Before a wedding, this is the most important question that must be cleared. A person must be aware of his or her financial priorities. Do you know why? Say for instance, if one partner is willing to purchase a new house whereas the other partner desires to clear his or her debts before moving, then this might create friction. The fact is that all relations are about compromise. It is wise to convene in the middle prior to accomplish your financial goals.
How will we deal with our finances? :
In most relationships, one individual is responsible for managing finances. Starting from day-to-day expenses to long-term savings is a general thing that you must find out before the wedding. Calculate your expenses keeping in mind that you are newlyweds and then plan accordingly. Developing a monetary plan is mandatory for your spouse.
How will we monetarily arrange for our future kids? :
Last but not the least; this might be a difficult question to solicit your spouse. It is not easy to foretell about the number of children you will have, what will be your income by that time, which school they will go and lot more. Nevertheless, bringing up a kid is expensive and talking about its financial impact must be considered. Let us be practical about this!
Even though, it sounds simple, conversing about financial matters with your spouse before wedding may be a distressing thing. But, knowing your partner’s perception of the current monetary situation in advance can train you both as for how the finances will be managed after the wedding. Asking the above-mentioned questions can generate a loving and healthy relationship between you and your partner.
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